ABC's of Mortgages: Loan Types, Offers & Interest Rates—What Every Buyer (and Agent) Needs to Know

 

Hosts: Meagan Black & Kathy Garcia | Guest: Kea Blevins, Lender Partner

Buying a home? Helping clients buy? This episode is your go-to guide for understanding the real stuff that makes or breaks a deal.

In this episode of The Grind and Glow, we sit down with our trusted lender partner Kea Blevins to break down the 4 major types of home loans—VA, FHA, Conventional, and USDA—and who they’re best for. We also dive deep into the truth about down payments, what to expect with closing costs, and how to craft a competitive offer in today’s market.

We talk interest rates, credit scores, pre-approvals, and how to make sure your offer stands out without breaking the bank. Whether you're a first-time homebuyer, an investor, or a realtor trying to educate your clients, this episode is full of real talk and valuable nuggets you don’t want to miss.

💡 What you’ll learn:

• Which loan type is best for your situation

• Myths vs. facts about down payments

• What buyers need to know about closing costs

• How agents can help their buyers submit stronger offers

• Credit score tips that can save thousands

• The lender’s role in a smooth transaction

🔑 Whether you’re buying your first home, your forever home, or helping someone else find theirs—this episode gives you the clarity and confidence to move forward.

Tune in, take notes, and feel empowered.